September 12, 2025
Research Alert: Comparing Utilization of Home Health Care Between Traditional Medicare and Medicare Advantage by Rural-Urban Status
This report describes differences in utilization of home health care between beneficiaries enrolled in Traditional Medicare (TM) and Medicare Advantage (MA), a publicly-funded, privately managed option for Medicare beneficiaries, and by rural-urban status. Researchers examined differences in use of home health overall, provision of specific services during home health, and receipt of care from high-quality home health agencies by enrollment in TM and MA, including plan type (e.g., preferred provider organization, health maintenance organization), and by rural-urban status, including intra-rural variation.
Key Findings:
- Beneficiaries enrolled in MA who are also living in rural communities may be underutilizing home health.
- Compared to beneficiaries enrolled in MA, regardless of type of MA plan.
- Utilization of home health was also significantly lower among beneficiaries living in rural versus urban communities, with progressively decreasing likelihood of home health utilization as rurality increased.
- Beneficiaries enrolled in MA were also significantly less likely to receive care form a high-quality home health agency compared to beneficiaries enrolled in TM, regardless of MA plan type, but there was no association between receiving care from a high-quality home health agency and rural-urban status.
- Utilization of specific services during home health varied based on enrollment in MA versus TM and rural-urban status.
- In general, utilization of specific services was significantly lower for beneficiaries enrolled in MA compared to TM, but this pattern was not consistent for all services across all types of MA plans.
- Beneficiaries living in rural communities generally had significantly lower utilization of physical therapy, occupational therapy, speech-language pathology, and medical social work services, but significantly higher utilization of home health aide services.
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